返回列表 发帖

[闲谈] 谁买过BONDS?

直接买的我说. 有限额吗? TREAUSRYDIRECT那里
HYD 我拿了几年了。 利息不是最高, 但volumn 大, 价钱稳定。
PHK 浮动非常大, 但利息高。我高抛低吸它
回复  qzhou3

现在如果有CASH,你觉得投在哪里好?
not4weak 发表于 2017-3-20 23:00


我总在那几个里。 稍稍高抛低吸一下,回报还可以。
有PHK, PFF, NMZ,PMX,HYD (大头)。 今年REIT 也相当好 (REM, VNQ, PSEC).
回复 4# qzhou3

现在如果有CASH,你觉得投在哪里好?
本帖最后由 test2012 于 2017-3-20 22:25 编辑

回复 7# not4weak

我2003买过, 等到通涨率高的时候买合算。I Bond有两部分组成:固定利率和浮动利率。都是和通胀率有关。 一个人每年三万限制。 现在不知道是否仍限制,
回复 6# tianfangye
EE and I 不同吧?
It is not good time to buy any long term bonds since interest will be up year by year and the values of the bonds in your hand will go down.
回复 4# qzhou3

谢谢!

现在利息上升,可以考虑BONDS了吧
IBOND好像FED的税不免
本帖最后由 qzhou3 于 2017-3-18 21:03 编辑

I bought I-bonds in 2003 (not sure of the year now). Back then the interest was around 6%. I bought 6000, they gave me 6 1k certificates. Later I added more and changed them to online notes. I sold them in 2011 when I needed money to buy my house.
It was fed tax free. I remember I had a total of 20K+ I-bonds and received 2000+ interests (maybe 2600, don't remember now).
Since the inflation was low and the interest was very low in later years。 没吸引力了
Before 5 years, forfeit 3 most recent months' interest
After 5 years, no penalty

Who will buy EE and I? What is the point?
江南有丹桔,经冬犹绿林。 岂伊地气暖,自有岁寒心。 可以荐佳客,奈何阻重深。 运命唯所遇,循环不可寻。 徒言树桃李,此木岂无阴。
Treasury Bills
Treasury Notes
Treasury Bonds
Series EE and I Savings Bonds
Inflation-Protected Securities (TIPS)
江南有丹桔,经冬犹绿林。 岂伊地气暖,自有岁寒心。 可以荐佳客,奈何阻重深。 运命唯所遇,循环不可寻。 徒言树桃李,此木岂无阴。
返回列表