[闲谈] 钱放哪呢？

GreatWallchn

bond跌， 能源跌， 黄金白银跌， 美国人很少keep现金， 你说钱放哪呢？

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回复 1# GreatWallchn

房地产，必须的。

wsjboy

回复  GreatWallchn

房地产，必须的。
读读书 发表于 2015-2-11 13:50

IYR drops faster than SPY this morning, now, about the same.

It seems that I sold some IYR too early

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回复 3# wsjboy


    要阳光。。根据我的山寨FA，今后十年在米国只有房地产风景独好。

读读书

房地产是啥？location location location
股票是啥？trend trend trend
人生呢？vision vision vision

sjwi

wsjboy

My IYR made quite some money for me, now I want to keep the profit. That was why I was selling. IYR did not perform well recently.

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回复 7# wsjboy


    是因为加息预期所以跌，你获利很对啊，IYR前一段已经见顶了，根据老大的TA。

GreatWallchn

美国现在1.3+亿房子， 人口3亿，每年新增几个M新房， 很快就1.5亿, 如果假设夫妻孩子住在一起， 个别光棍除外， 你说要那么多房子做啥呢？

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回复 9# GreatWallchn

我刚听新闻说美国的移民创了新高。。美国并没有1.3亿房子呀

GreatWallchn

去年real estate fund表现太好了， 比如CRARX, 28%利， 现在看来不好， 好像real estate跟treasury 关联很强呀

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回复 11# GreatWallchn


    嘿！这个问题我花了一个月的时间才想明白，开个玩笑，姐你想知道答案的话付费吧。
听我的吧，错不了，不打诳语。

TeasedByWS

TeasedByWS

攒分，当举人

GreatWallchn

好像明白了：10-30yr Treasury YIELD increase, so fixed rate of 15/30yr Mortgage, which will increase fixed cost of Real Estate, reduce the margin of real estate investment, housing is becoming less attractive. Over last year, 10YR Treasury PRICE drop from 2.8 to 1.68 on 02/01, which in turn cause real estate hike over last year. and since 02/01, Treasury price increases, so real estate will drop instead. Is that right?