[闲谈] 谁买过BONDS?

not4weak

直接买的我说. 有限额吗? TREAUSRYDIRECT那里

qzhou3

HYD 我拿了几年了。 利息不是最高， 但volumn 大， 价钱稳定。
PHK 浮动非常大， 但利息高。我高抛低吸它

qzhou3

回复  qzhou3

现在如果有CASH，你觉得投在哪里好？
not4weak 发表于 2017-3-20 23:00

我总在那几个里。 稍稍高抛低吸一下，回报还可以。
有PHK, PFF, NMZ,PMX,HYD （大头）。 今年REIT 也相当好 （REM, VNQ, PSEC).

not4weak

回复 4# qzhou3

现在如果有CASH，你觉得投在哪里好？

test2012

回复 7# not4weak

我2003买过， 等到通涨率高的时候买合算。I Bond有两部分组成：固定利率和浮动利率。都是和通胀率有关。 一个人每年三万限制。 现在不知道是否仍限制，

not4weak

回复 6# tianfangye
EE and I 不同吧?

tianfangye

It is not good time to buy any long term bonds since interest will be up year by year and the values of the bonds in your hand will go down.

not4weak

回复 4# qzhou3

谢谢！

现在利息上升，可以考虑BONDS了吧
IBOND好像FED的税不免

qzhou3

I bought I-bonds in 2003 (not sure of the year now). Back then the interest was around 6%. I bought 6000, they gave me 6 1k certificates. Later I added more and changed them to online notes. I sold them in 2011 when I needed money to buy my house.
It was fed tax free. I remember I had a total of 20K+ I-bonds and received 2000+ interests (maybe 2600, don't remember now).
Since the inflation was low and the interest was very low in later years。 没吸引力了

not4weak

Before 5 years, forfeit 3 most recent months' interest
After 5 years, no penalty

Who will buy EE and I? What is the point?

not4weak

Treasury Bills
Treasury Notes
Treasury Bonds
Series EE and I Savings Bonds
Inflation-Protected Securities (TIPS)