[原创] 问一个问题，401K

not4weak

中有SP500的INDEX FUNDS，那么是把钱转出来买SPY好还是不转出来，买401K中得FUNDS好呢？

提示：都有FUNDS ＦＥＥ。

snowrider

Of course trading SPY has more freedom than putting money in your 401K account.

dvork

401K is pretax income. It really depends on  how much you earn per year.

snowrider

401K is pretax income. It really depends on  how much you earn per year.
dvork 发表于 2011-8-31 18:01

dvork mm - N4W "把钱转出来买SPY好还是不转出来" -> "转出来" only goes into some rollover IRA ... still pretax money.

wyemlyy

有些BROKER可以做BROKER LINK，在IRA里买股票，你可以试试

中有SP500的INDEX FUNDS，那么是把钱转出来买SPY好还是不转出来，买401K中得FUNDS好呢？

提示：都有FUND ...
not4weak 发表于 2011-8-31 16:15

not4weak

Of course trading SPY has more freedom than putting money in your 401K account.
snowrider 发表于 2011-8-31 16:46

But you don't want that freedom - I am just wondering about the fee.

snowrider

But you don't want that freedom - I am just wondering about the fee.
not4weak 发表于 2011-8-31 23:54

Scottrade $7 per trade.

The management fee of those ETFs can be found from the web.  They are very low.

not4weak

Scottrade $7 per trade.

The management fee of those ETFs can be found from the web.  They are ...
snowrider 发表于 2011-8-31 23:58

I thought they charge 0.5% each year - if so, that is not low if you have big account. BTW, I pay $2.5 to $5 per trade - dont like IB at all.

snowrider

Freedom is priceless.  

not4weak

Freedom is priceless.
snowrider 发表于 2011-9-1 00:07

For 401K, better be careful.

snowrider

For 401K, better be careful.
not4weak 发表于 2011-9-1 00:09

Of course, it's better to trade long term for your retirement money.