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标题: [闲谈] 谁买过BONDS? [打印本页]

作者: not4weak    时间: 2017-3-17 16:35     标题: 谁买过BONDS?

直接买的我说. 有限额吗? TREAUSRYDIRECT那里
作者: not4weak    时间: 2017-3-17 16:50

Treasury Bills
Treasury Notes
Treasury Bonds
Series EE and I Savings Bonds
Inflation-Protected Securities (TIPS)
作者: not4weak    时间: 2017-3-17 17:10

Before 5 years, forfeit 3 most recent months' interest
After 5 years, no penalty

Who will buy EE and I? What is the point?
作者: qzhou3    时间: 2017-3-18 20:46

本帖最后由 qzhou3 于 2017-3-18 21:03 编辑

I bought I-bonds in 2003 (not sure of the year now). Back then the interest was around 6%. I bought 6000, they gave me 6 1k certificates. Later I added more and changed them to online notes. I sold them in 2011 when I needed money to buy my house.
It was fed tax free. I remember I had a total of 20K+ I-bonds and received 2000+ interests (maybe 2600, don't remember now).
Since the inflation was low and the interest was very low in later years。 没吸引力了
作者: not4weak    时间: 2017-3-19 18:35

回复 4# qzhou3

谢谢!

现在利息上升,可以考虑BONDS了吧
IBOND好像FED的税不免
作者: tianfangye    时间: 2017-3-19 20:29

It is not good time to buy any long term bonds since interest will be up year by year and the values of the bonds in your hand will go down.
作者: not4weak    时间: 2017-3-20 10:48

回复 6# tianfangye
EE and I 不同吧?
作者: test2012    时间: 2017-3-20 22:23

本帖最后由 test2012 于 2017-3-20 22:25 编辑

回复 7# not4weak

我2003买过, 等到通涨率高的时候买合算。I Bond有两部分组成:固定利率和浮动利率。都是和通胀率有关。 一个人每年三万限制。 现在不知道是否仍限制,
作者: not4weak    时间: 2017-3-20 23:00

回复 4# qzhou3

现在如果有CASH,你觉得投在哪里好?
作者: qzhou3    时间: 2017-3-21 02:13

回复  qzhou3

现在如果有CASH,你觉得投在哪里好?
not4weak 发表于 2017-3-20 23:00


我总在那几个里。 稍稍高抛低吸一下,回报还可以。
有PHK, PFF, NMZ,PMX,HYD (大头)。 今年REIT 也相当好 (REM, VNQ, PSEC).
作者: qzhou3    时间: 2017-3-21 02:24

HYD 我拿了几年了。 利息不是最高, 但volumn 大, 价钱稳定。
PHK 浮动非常大, 但利息高。我高抛低吸它




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