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标题: [原创] 问一个问题，401K [打印本页]

作者: not4weak 时间: 2011-8-31 16:15 标题: 问一个问题，401K

中有SP500的INDEX FUNDS，那么是把钱转出来买SPY好还是不转出来，买401K中得FUNDS好呢？

提示：都有FUNDS ＦＥＥ。

作者: snowrider 时间: 2011-8-31 16:46

Of course trading SPY has more freedom than putting money in your 401K account.

作者: dvork 时间: 2011-8-31 18:01

401K is pretax income. It really depends on how much you earn per year.

作者: snowrider 时间: 2011-8-31 18:10

401K is pretax income. It really depends on how much you earn per year.
dvork 发表于 2011-8-31 18:01

dvork mm - N4W "把钱转出来买SPY好还是不转出来" -> "转出来" only goes into some rollover IRA ... still pretax money.

作者: wyemlyy 时间: 2011-8-31 23:52

有些BROKER可以做BROKER LINK，在IRA里买股票，你可以试试

中有SP500的INDEX FUNDS，那么是把钱转出来买SPY好还是不转出来，买401K中得FUNDS好呢？

提示：都有FUND ...
not4weak 发表于 2011-8-31 16:15

作者: not4weak 时间: 2011-8-31 23:54

Of course trading SPY has more freedom than putting money in your 401K account.
snowrider 发表于 2011-8-31 16:46

But you don't want that freedom - I am just wondering about the fee.

作者: snowrider 时间: 2011-8-31 23:58

But you don't want that freedom - I am just wondering about the fee.
not4weak 发表于 2011-8-31 23:54

Scottrade $7 per trade.

The management fee of those ETFs can be found from the web. They are very low.

作者: not4weak 时间: 2011-8-31 23:59

本帖最后由 not4weak 于 2011-9-1 00:00 编辑

Scottrade $7 per trade.

The management fee of those ETFs can be found from the web. They are ...
snowrider 发表于 2011-8-31 23:58

I thought they charge 0.5% each year - if so, that is not low if you have big account. BTW, I pay $2.5 to $5 per trade - dont like IB at all.

作者: snowrider 时间: 2011-9-1 00:07

Freedom is priceless.

作者: not4weak 时间: 2011-9-1 00:09

Freedom is priceless.
snowrider 发表于 2011-9-1 00:07

For 401K, better be careful.

作者: snowrider 时间: 2011-9-1 00:13

For 401K, better be careful.
not4weak 发表于 2011-9-1 00:09

Of course, it's better to trade long term for your retirement money.

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